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Medicare Supplements

from Premier Insurance Solutions Bobbie Gail Torres

Medicare Supplements

Sometimes referred to as “Medigap” insurance, Medicare supplement plans can help with expenses that your existing Medicare A and B policies do not cover. Medicare supplement plans can help with many out-of-pocket expenses once Medicare has paid its share, such as:

  • Deductibles
  • Copays
  • Coinsurance
  • Hospital costs
  • Skilled nursing facility costs
  • Emergency medical services outside the US

Enrolling in a Medicare supplement plan can be confusing, especially with all the rules regarding extra coverage and enrollment periods. That’s why we’re here to help. We’ll answer your questions and help you find the right plan for your unique healthcare needs.

Medicare Advantage (Part C)

Medicare Part C, also known as Medicare Advantage, is available to people who are already enrolled in Medicare Part A and B. Medicare Part C offers coverage beyond the regular care covered by A and B, like outpatient care, lab tests, hospital care, home health, skilled nursing, medical equipment, and surgery.

Medicare Advantage can provide additional benefits, including:

  • Hearing
  • Vision
  • Dental
  • Over-the-counter (OTC) drugs
  • Nutrition, fitness, & wellness programs
  • Senior day care
  • Medically necessary transportation